Real Estate Glossary

ohana
Literally meaning "family" in Hawaiian, it refers to living area that is not part of the main house. An Ohana can be physically attached as in the case of an apartment adjoining the home, or detached in the case of a small house or cottage not adjoining the home.
original principal balance
The total principal owed on a mortgage loan before payments are made.
origination fee
A fee that is charged for the work involved in the evaluation, preparation and submission of a mortgage loan.
owner financing
A property purchase transaction in which the seller acts as the lender to the buyer.
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